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Inbank hire-purchase with 0% interest

Are you looking to lease a new iPhone 8, 8 8 Plus, X, XR, XS or XS Max? Why not! Exchange Your old iPhone to a new one in our store and interest up to 12 months is 0%!

Or maybe searching for pre-owned with warratnty iPhone? Why not! Interest for 12 months is 0%! For example, You can get an used iPhone 7 for 12 month from 29,58€ without paying additional costs for interest.


Conditions for hire-purchase

Campaign is valid 1-28 February 2019 for new Apple iPhone 8, 8 Plus, X, XR, XS or iPhone XS Max (included new with open box and without box models) and for pre-owned iPhone models.

For the new iPhone 8, 8 Plus, X, XR, XS and XS Max phones, the 12-month 0% interest rate campaign is only valid with the purchase of device protection (additional information here) and if you exchange your old iPhone in Mobipoint for a new one (old device must be at least for iPhone 7). If the customer does not want the device protection and does not bring the old phone to exchange for a newer one, then only 6 months of 0% interest campaign applies.

• Period 4-48 months
• Interest 0% for up to 12 months
• Contract fee 0€
• Administration fees 0€

To apply for hire-purchase you need to come to our store or contact us (+372 5685 0020)/ e-mail (info@mobipunkt.ee).

*Upon request, it is possible to sign a contract for a longer period than 12 months, in this case starting from the 13th month the usual interest of 15.9% a month applies.

Inbank hire-purchase

Conditions of hire purchase

• Purchase price 100-3000€
• Deposit from 0%
• Period 4-48 months
• Interest 15.9% a year from the purchase price
• Contract fee 15€
• Administration fees 0,9€ a month
• Applicant's age 21-70€
• Applicant's neto income must be at least 240€ a month and correct previous credit performance.

Rate of hire-purchase is 36,18% per annum on the following example conditions:  price of the object of the contract (neto price) 1500 EUR, sum of credit 1500 EUR, contract period 24 months, fixed interest rate of 15.9% per annum accounted from price of the purchase, contract fee 15 EUR, Monthly installment 83,62 EUR, whole sum of credit ja installments 2006,54 EUR. Credit provider is Inbank AS (license No 4.1-1 / 31, place of business Niine 11, Tallinn, phone 640 8080). Before concluding the contract, read carefully terms and conditions and, if necessary consult an Inbank employee or other expert.

LHV Leasing

You can buy anything that cost more than 50€ from our store with LHV hire-purchase.LHV hire-purchase makes your purchase process more convenient. With LHV’s affordable hire-purchase, you can start using the goods and services now, while paying for them in instalments.

We will reply to your application within minutes
Downpayment starting from 0 euros
Reasonable interest rate only on the loan balance

You can fill the form and we will contact You after we receive answer from LHV.




Conditions of hire-purchase

A decision granting hire-purchase is valid for 90 days. During this period, you can apply the limit provided to purchase goods or services.
Minimum applicant income EUR 250 per month.
Contract fee starting from EUR 19.90.
Term of contract up to 48 months.

LHV hire-purchase may also be used by a company that has been operating for at least one year. To do so, file an application, the annual report of the company for the past year, and the balance sheet and profit report as at the last month. E-mail the documents to jarelmaks@lhv.ee, and an offer will be sent to you within three days, at the latest. If necessary, we will request a surety from the owner of the company, from a member of the board, or from another company.


Additional information

LHV webpage
+372 6802 700 (9-21)

Hire-purchase is provided by AS LHV Finance. Take a look at the terms and conditions at a sales point or lhv.ee/jarelmaks and consult our specialist. The annual percentage rate of hire-purchase is 25.64% per annum on the following example conditions: cost of goods/services € 650, downpayment 0%, credit amount € 650, interest rate 19.9% of the balance per annum (fixed), contract fee € 19.9 and the period of payment is 25 months. The sum shall be paid in monthly annuities and the total sum of payments is € 819.

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